Top 5 Insurance Companies in the UAE

The insurance sector in the United Arab Emirates is expanding quickly and is becoming increasingly digital. Selecting the best provider can be difficult with hundreds of options available. Whether you're searching for health, home, pet, or auto insurance, choosing a reputable, authorized provider guarantees peace of mind, quick claims processing, and financial security.

The Top 5 Insurance Companies in the UAE for 2025 are highlighted in this guide based on customer satisfaction, digital innovation, reputation, and service quality. Leading the charge is Shory, an insurtech company that is revolutionizing the insurance industry in the United Arab Emirates.

1. Shory, the Top Digital Insurance Platform in the UAE

Website: www.shory.com

Category: Aggregator/Digital Insurance; Headquarters: Dubai, United Arab Emirates

Shory is a digital insurance platform designed for the contemporary UAE consumer, not just an insurance provider. In less than 90 seconds, users can compare quotes, select coverage, and purchase policies from authorized insurers.

What Sets Shory Apart:

• Instant Paperless Policies: Get your health or auto insurance online and avoid any paperwork.

• Get real-time quotes from leading UAE insurers with One Platform, Multiple Providers.

• AI-Powered Comparison: Determine the ideal cost-coverage ratio.

• Secure Payments: fully complies with the digital standards set forth by the Central Bank of the United Arab Emirates.

To provide consumers with fair pricing and clear options, Shory collaborates with top insurers such as Dubai Insurance, Orient, Salama, and AWNIC.

Shory streamlines the process, whether you're looking to renew your auto insurance or investigate health coverage. It serves as an illustration of how insurtech in the United Arab Emirates is revolutionizing a conventional industry into a quick, digital, and customer-focused experience.

Salama – Takaful Insurance You Can Trust

Website: www.salama.ae

Category: Islamic (Takaful) Insurance

Headquarters: Dubai, UAE

Established in 1979, Salama – Islamic Arab Insurance Company is one of the oldest and most trusted Takaful (Sharia-compliant) insurers in the UAE. It operates on ethical principles of mutual cooperation, ensuring transparency and fairness in all transactions.

💡 Key Strengths:

Sharia-Compliant Coverage: Offers car, health, and family Takaful policies.

Strong Financial Ratings: Consistently rated “A” for financial strength by global agencies.

Digital Access: Policy renewals and claims tracking available online.

Affordable Plans: Ideal for individuals and families seeking ethical, low-cost protection.

Salama has also adopted digital transformation initiatives, allowing customers to compare and buy policies online. Its partnership with digital platforms like Shory makes it easier than ever to access Takaful insurance in minutes.

Why choose Salama: It’s ideal if you want trusted protection with Islamic values — backed by decades of experience and digital convenience.

3. AWNIC – Al Wathba National Insurance Company

Website: www.awnic.com

Category: General Insurance

Headquarters: Abu Dhabi, UAE

AWNIC (Al Wathba National Insurance Company) is one of the UAE’s strongest insurers, combining tradition with digital agility. Established in 1996, AWNIC offers comprehensive coverage options including motor, medical, property, marine, and travel insurance.

💡 Why AWNIC Ranks High:

Top Motor Insurance Provider: Offers competitive rates for comprehensive and third-party coverage.

Eco-Friendly Initiatives: Among the first to issue digital policies via the CBUAE ePolicy system.

Excellent Claims Handling: Customer-friendly and transparent claim settlements.

Mobile App Support: Manage renewals and file claims directly from your smartphone.

AWNIC’s forward-thinking approach and customer-first policies have helped it maintain a strong market presence for over two decades. It’s also a frequent partner on digital comparison platforms like Shory, helping customers get the best coverage in seconds.

Why choose AWNIC: It’s a great choice for those who value reliability, responsive service, and quick claims.

4. Orient Insurance – Consistency and Coverage You Can Count On

Website: www.alifinancials.com/orient-insurance

Category: General and Life Insurance

Headquarters: Dubai, UAE

A part of the Al-Futtaim Group, Orient Insurance is one of the UAE’s largest and most established insurers, with operations extending to Oman and Bahrain. It’s known for its financial stability, excellent claim ratio, and broad product portfolio.

💡 What Makes Orient Reliable:

A+ Credit Rating: Rated among the most financially secure insurers in the region.

Comprehensive Coverage Options: From motor and medical to engineering and marine insurance.

Corporate Excellence: Trusted by major UAE businesses for group health and liability insurance.

Digital Transformation: Offers online renewal and claims tracking features.

Orient Insurance continues to modernize, working with digital platforms to provide easy access to quotes and renewals. Its strong reputation and regional footprint make it a benchmark for consistency in the UAE insurance landscape.

Why choose Orient: Perfect for both individuals and businesses seeking long-term, reliable insurance with proven financial backing.

5. Dubai Insurance Company – Tradition Meets Modern Service

Website: www.dubins.ae

Category: General Insurance

Headquarters: Dubai, UAE

Founded in 1970, Dubai Insurance Company (DIC) is one of the UAE’s pioneering insurers. It has built a solid reputation for financial strength and customer trust over five decades. Today, it combines its legacy with digital innovation to deliver top-tier service.

Highlights:

Wide Range of Products: Car, health, marine, property, and liability insurance.

Regulated by CBUAE: Fully compliant and trusted by regulators.

Listed on Digital Platforms: Available through portals like Shory for instant online access.

Customer-Centric Support: Efficient claim processing and transparent communication.

Dubai Insurance’s integration into online platforms has made it more accessible than ever. It represents how traditional insurers are adapting to the digital age, offering the same reliability with greater convenience.

Why choose Dubai Insurance: A top pick for those who value established credibility, competitive rates, and a smooth claims process.

The UAE’s Insurance Market at a Glance

The UAE insurance market has seen double-digit growth in digital adoption since 2020. A combination of regulatory support and consumer demand for fast, paperless services has reshaped the industry.

Key Trends Driving Growth:

Digital Aggregators: Platforms like Shory simplify policy comparison.

AI in Underwriting: Automates pricing and risk assessment.

Blockchain in Claims: Increases transparency and reduces fraud.

Paperless Policies: Boost efficiency and sustainability.

The shift toward digital insurance is not slowing down. Customers now expect instant access, fair pricing, and personalized coverage—all of which these top five companies deliver.

How to Choose the Right Insurance Provider in the UAE

Selecting the right insurer depends on your needs and priorities. Here’s what to look for before buying or renewing a policy:

Reputation and Licensing: Ensure the provider is licensed by the Central Bank of the UAE.

Coverage Options: Check for flexibility and add-ons that match your lifestyle.

Digital Access: Look for companies offering online comparison, renewal, and claims services.

Customer Support: Reliable post-sale service is crucial, especially during claims.

Transparent Pricing: Compare quotes to ensure fair value for money.

Using a comparison platform like Shory allows you to view multiple options side by side — saving time and helping you choose the most cost-effective policy.

Final Thoughts

The UAE’s insurance sector is a blend of strong tradition and cutting-edge technology. From long-standing players like Dubai Insurance and Orient to digital leaders like Shory, the market caters to every customer need — whether you prefer full-service assistance or quick online coverage.

As 2025 unfolds, one thing is clear: the future of insurance in the UAE is digital. Platforms and providers that combine trust, technology, and transparency will continue to lead the way.

So, whether you’re insuring your car, your health, or your home, you now have the five best options in the UAE to get started — with Shory standing out as the fastest, most user-friendly choice for the digital age.