How Medical Bills Are Handled in a Personal Injury Case

Who Pays First?

In most personal injury cases, you are responsible for your medical bills at first. The person or business that caused your injury won’t pay right away. Instead, their insurance will only pay once a settlement or court decision is made.

Options for Paying Medical Bills

You may be able to use your health insurance, Medicaid, or Medicare to pay medical bills in the short term. If you were hurt in a car crash, your auto policy might include Med Pay coverage. Some doctors may even treat you with a Letter of Protection, promising they’ll be paid after your case is settled.

Medical Liens and Reimbursements

Health insurance companies or medical providers can place a lien on your settlement. This means they get paid back from your final compensation. Knoxville attorneys can help negotiate these liens, often reducing the amount you owe.

Legal Help Makes a Difference

Dealing with medical bills during recovery is stressful. Skilled Knoxville attorneys can handle bills, talk to doctors, and protect your settlement. If you’ve been injured, reach out for a free consultation to learn how to get the help you need.